Financial Planning and Investing

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Course Introduction

Introduction to Financial Planning

Assessing Your Financial Situation
Personal Financial Statement
Budgeting
Creating A Budget
Financial Ch 1 - Assess Your Financial Situation

What is Money
Types of Money
History of Money
World Currencies
Inflation and Deflation
Inflation in the Real World (2020/2021)
Inflation over Time
Effects on Costs
Financial Ch 2 - Understanding Money

Interest Rates
How Interest Rates are Determined
Federal Funds Rate Over Time
Effects on Savings
Savings as an Investments?
Simple Interest vs Compound Interest
Compound Interest
Interest on Money Borrowed
Financial Ch 3 - Understanding Interest Rates

Banking Institutions
Bank Accounts
Setting Up a Bank Account
Writing A Check
Depositing a Check
Monitoring Bank Accounts
Financial Ch 4 - Bank Accounts

What is Credit
Types of Debt
Credit Report
Credit Score
Score Effects
Establishing Credit
Affording Credit
Factors Affecting Cost of Credit
Financial Ch 5 - Understanding Credit

What is Investing?
Types of Investments
Risk Pyramid
Stocks and Bonds
Stocks (or Shares)
Bonds
Mutual Funds vs ETFs
Mutual Funds
ETFs
Types of Accounts
Investment Strategies
Risk Tolerance
Investment Goals and Timelines
Amount Available
Investing by Age
Sample Age Investment Strategy
How to Invest in the Stock Market
Financial Ch 6 - Investing

What are Loans
Loan Terms
Loan Categories
What to Look For in a Loan
How to Get a Loan
Loan Repayment and Amortization
Amortization at 6% Interest
Amortization at 17% Interest
Amortization Comparison
Financial Ch 7 - Understanding Loans

What is Insurance
Key Insurance Terms
How Insurance Works
Types of Insurance
Life Insurance
Financial Ch 8 - How Insurance Works

What are Taxes
Types of Taxes on Income
Personal Tax Liability (R)
Tax Withholding Allowances
Financial Ch 9 - Taxes

Course Conclusion and Summary
Financial Plan

Financial Course Presentation